Debt

Isn't it nice when things start to fall into place? Over the last couple of weeks, my experience with Smile has left me gunning for them. I got an apology from Alliance and Leicester also, for the awful service I received when applying to them to take my Smile loan off me.

So what's happened so far? Well, the two saving accounts with Smile have been transferred. The money I save up throughout the year to pay for the car has moved to a Nationwide e-Savings account, and the holiday fund is now housed with ING Direct. I've just received a letter from Kent Reliance Building Society thanking me for my ISA application, so that will be moving to them shortly. ZOPA have accepted my loan, and although at a slightly higher rate, I'm pleased. The credit card that I had with Smile has been closed, and although I don't think it was a bad deal, I'd rather just get shot of them. That means that only a dormant current account remains.